Personal Finance

DAYTON — The cost of food, utilities, and rent are going up, and we know your dollar is not stretching as far. According to a Lending Club report, 62 percent of adults said they are living paycheck to paycheck.News Center 7′s Consumer Reporter Xavier Hershovitz set out to find seven ways you can save right now.Rob Burnette is the CEO of Outlook…

Knowing how much house you can afford is a matter of comparing your financial situation to the factors lenders consider when approving a mortgage. Those include a steady income, adequate savings for the down payment and closing costs, the amount of debt you carry, and your repayment history.But the amount of mortgage you are approved for and how…

Apriori1 / Getty Images/iStockphoto When shopping for a car, you’ll naturally want to save money and not overpay. However, it is essential to consider all of the factors around owning a car and not look purely at the price. You need to know which frugal habits could be detrimental to the process before you begin the hunt. …

Hi, MarketWatchers. Don’t miss these top stories.‘Makes their blood boil’: Democrats criticize billion-dollar companies for paying low tax rates More than 100 U.S. companies are paying an average effective tax rate of 1.1%, according to new data released by Senate Finance Committee Chairman Ron Wyden. Read More…

 A "financial vortex" of competing responsibilities has derailed retirement objectives for many Americans, a recent Goldman Sachs Asset Management report said. (iStock) The retirement savings outlook has improved for many Americans, but a "financial vortex" of competing spending has reduced U.S. employee retirement savings by 37%, a recent…

NASHVILLE, Tenn., Sept. 06, 2022 (GLOBE NEWSWIRE) -- The premium version of EveryDollar, Ramsey Solutions’ zero-based budgeting app with more than 3 million downloads, is now available for individual purchase for $79.99 per year or $12.99 per month. The on-the-go budgeting tool launched in 2015 and continues to meet users’ needs for creating…

Being unrealistically optimistic might endear a person to those around them, but the risky behavior that comes from it may not always follow sage advice. Now a new study has linked higher levels of financial optimism with lower levels of cognitive ability.The research was carried out by Chris Dawson, a behavioral economist at the University of…

mixetto/E+/Getty Images While Fidelity 401(k) savings rates are strong, and the average 401(k) balance is still higher than a year ago, hardship withdrawals and loans are up too.…

When you buy through our links, Insider may earn an affiliate commission. Learn more. Higher food costs are unavoidable right now, but I'm taking steps to cut my spending. I'm dining out less, and I've cut out streaming services to make up for bigger grocery bills.…

(Stefon Walters) Healthcare isn't cheap. And it's showing no signs of getting cheaper anytime soon. In 1970, total health spending in the U.S. was $74.1 billion. By the end of 2020, this number had skyrocketed to $4.1 trillion -- triple what it was in just 2000.Unfortunately, retirees are feeling a lot of…